Planning for the things that matter
Financial planning for mid-career professionals
Your plan needs to be tailored to you, so we spend a lot of time understanding your situation and your goals:
Where you are, and where you want to go.
What’s most important to you?
There’s a lot of pressure to pay attention to things you can’t control. The planning process will focus you on what’s relevant and create a proactive system you can use for years to come, and will adjust as your life changes.
Your plan can help you:
Project your savings into retirement
Know how much insurance you need, and how to get it
Understand how taxes impact your bigger financial picture
A plan for education funding: how much should you set for your kids’ education? How should you prioritize that goal?
Planning for equity compensation
If there’s existing debt, should you accelerate the payments?
How much insurance do you need? What’s the right way to get it?
Are you anticipating financial gifts from family? Or do you expect to support family members at some point? How do you fit either of those in a plan?
How do taxes impact your broader financial situation?
It starts with a conversation.
The Initial Consult is the first step.
30-Min Chat:
We’ll learn more about each other, talk about how the planning process will work for you, and get your questions answered.
Completely free, and no obligation!
After the call:
You’ll receive a customized proposal for the planning phase based on our conversation.
Fees are typically $3,000-$5,000.
If we decide to work together:
01: The Planning Process
Let's Get Started
Before we begin, I’ll provide a list of material I will need to start creating your plan, and a link to a securely share everything.
02: The Meetings
Collaborative and Enlightening
The foundational planning process typically takes place over 4 meetings or so. It involves a comprehensive review of all facets of your financial life, including your income and expenses, your investments, your insurance coverages, and incorporates the decisions you’re considering.
03: The Plan
Comprehensive and adaptive
We will present a financial plan to you, tailored to your needs and unique situation. We'll explain how it works and how it can respond over time.
You have a plan!
Now let’s implement and maintain it.
When the foundational plan is complete you can
choose one of the following paths:
Option 01
Ongoing Planning + Investment Management
Everything Under One Roof
This is best if you prefer to delegate the investment management, and want to continue with a long-term planning relationship to keep your plan up to date as your life changes
Includes:
-
Management of your investments based on the strategy we created during the planning process
-
Continual full-service comprehensive planning services
-
Two review meetings per year, plus ongoing support as needed by you
Pricing:
0.75% of assets managed
Option 02
Ongoing Planning
Staying on Track
If you’d like to maintain an accountability partner and resource to ensure your plan remains aligned with your needs, but are comfortable handling your own investments, let’s keep going with a long-term planning relationship
Includes:
-
Continual full-service comprehensive planning services
-
Two review meetings per year, plus ongoing support as needed by you
Pricing:
An annual fee will be quoted upon request after the foundational plan is completed.
Typical annual fees are $3,000-$5,000
Option 03
As-Needed
An Occasional Refresh
For simple situations where big decisions aren’t anticipated for a while, you can choose ad-hoc planning with no ongoing commitment or ongoing monitoring. Generally, an annual review is recommended.
Includes:
-
Assistance when you need it, subject to availability
Pricing:
A fee proposal will be prepared based on the scope of work to be completed, based on hourly pricing at the time.
Option 01
Ongoing Planning + Investment Management
Everything under one roof
This is best if you prefer to delegate the investment management, and want to continue with a long-term planning relationship to keep your plan up to date as your life changes
Includes:
-
Management of your investments based on the strategy we created during the planning process
-
Continual full-service comprehensive planning services
-
Two review meetings per year, plus ongoing support as needed by you
Pricing:
0.75% of assets managed
Option 02
Ongoing planning
Staying on
track
If you’d like to maintain an accountability partner and resource to ensure your plan remains aligned with your needs, but are comfortable handling your own investments, let’s keep going with a long-term planning relationship
Includes:
-
Continual full-service comprehensive planning services
-
Two review meetings per year, plus ongoing support as needed by you
Pricing:
An annual fee will be quoted upon request after the foundational plan is completed. Typical annual fees are $3,000-$5,000
Option 03
As-needed
An occasional refresh
For simple situations where big decisions aren’t anticipated for a while, you can choose ad-hoc planning with no ongoing commitment or ongoing monitoring. Generally, an annual review is recommended.
Includes:
-
Assistance when you need it, subject to availability
Pricing:
A fee proposal will be prepared based on the scope of work to be completed, based on hourly pricing at the time.